can you really get a free gift for getting a credit card?

moosa asked:


has anyone ever got a free phone, ipod tv etc…for getting a credit card?
I will be getting one shortly, and i’ve seen those “free gift” offers, and i was wondering if those have bad catches that come with them.

4 Responses to “can you really get a free gift for getting a credit card?”

  1. polishedamethyst Says:

    Some do, and some do not. It’s all in the fine print. Through my bank, every account I have opened, they gave me $50.00, no questions. Some are promos, free and clear – others have stipulations. You just need to read and know what you are getting into. Good luck!

  2. wbbdriver10 Says:

    No. . .nothing is free. They aren’t trying to give you credit or gifts because they like you or because you deserve it. They’re counting on getting your money. Lots of it. They’re in the business of making money. That’s all there is to it.

  3. mzstorm Says:

    The best free gift I got with a credit card was a cheap T-Shirt! So I don’t know!

  4. wb Says:

    a baseball cap and a lifetime of high intrest rate. You do not need a credit card to build credit. there are many other ways to do it.

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